Queensland Budget 2025: First-home buyers get a leg up with Australia’s most generous shared equity scheme

Investments on housing ownership, housing infrastructure and new social and community homes are among the measures in the Queensland 2025-26 budget announced today, with the aim of providing more Queens with a place for calling home.

The prime minister, David Crisafulli, said that the budget struggled to ensure the foundation of housing for Queensland to have the highest housing rates in the nation next decade.

“We are providing practical support to unlock the property of housing for young Queenslanders and in indigenous communities, while building more homes in every corner of our state,” he said.

In five years, $ 8.1 billion will be invested to help lay the foundations for delivering a million new houses in the next two decades.

Boost to buy blessing

A scheme owned by the new nation’s housing was announced to help reduce the deposit gap for buyers of the first house, with the boost scheme of $ 165 million to buy.

The scheme offers a capital contribution of up to 30 percent for new houses and 25 percent for existing homes with a sale price of up to $ 1 million, for households that earn $ 225,000 or less.

The Boost To Buy scheme is additional to subsidies for housing buyers, which also resorted to an impulse of $ 30000 until June 2026.

The executive director of the Real Estate Queensland Institute, Antonia Mercorella, praised the expansion of the Boost To Buy scheme as an intelligent and timely step to match market conditions and help more queeners reach the property of housing.

“We call expanded access to shared heritage because we know that high deposits obstacles prevent buyers from buying at the property scale,” he said.

She said that the chosen income thresholds reflected the prices of the modern properties in Queensland, which makes it the most attractive of the nation.

“In Greater Brisbane, the average annual housing price is $ 895,000, and in the Brisbane LGA is $ 1.21 million,” he said.

“Even for units, annual average unit prices are $ 770,000 and $ 735,000 for Gold Coast and Sunshine Coast, respectively.

“The generous cap ensures that the scheme is relevant in all corners of our state, including high -demand areas such as Brisbane, Gold Coast and Sunshine Coast, where the average housing price is now above $ 1 million.

“Without this adjustment, the scheme risked to be out of contact with the reality that many buyers of the first home face today.”

The real estate investment professionals of the president of Australia, Nicola McDougall, said the budget showed that the Queenslanders who achieved the property were in charge and the center, and praised the pragmatic initiatives and aligned in the market.

“It is clear that the Queensland government takes seriously the address of the housing crisis, as well as to help more young people to reach the property, given the ownership and income thresholds for the new impulse and the economic dump, she is online online.

A simplified ex-gravia process to support housing delivery

Reiq was welcomed the plans to rationalize the relief process of the ex-grass of Queensland’s income for foreign property housing projects that provided economic or community benefits.

“When housing projects meet the public interest test, if improving the results of the community or the increase in very necessary homes, the relief of punitive surcharges should be a simple and fast process,” said Mercorella.

“Foreign entities copy additional surcharges despite being fundamental to deliver a new housing offer. So far, the relief of the former gratia has been avializable, but the process has been slow and uncertain, so it is not work for many projects.

“The current budget commitment for the reform and acceleration of this relief is an encouraging step that will promote capital to Queensland and help the housing projects awake.”

Other measures announced

A residential activation fund of $ 2 billion was also presented, which is established to accelerate the critical infrastructure necessary for housing, unlock the critical qualification infrastructure and accelerate the developments of new homes throughout the state.

Vice -Prime Minister Jarrod Bleijie said the fund unlocked thousands of new houses in Queensland.

“We are unlocking the land for housing and the delivery of the critical infrastructure necessary to get new houses from the Soner soil,” he said.

“We are delivering funds to support projects ready for the shovel, to help the houses build faster.”

Looking to the future to what follows

The Housing Industry Association, Queensland executive director Mike Roberts said that although additional funds and opportunities to help new housing buyers enter the house were welcome, the problem of the offer remained.

“The financing reserved to help the delivery of social housing was necessary and is also welcome, but at the end of the day, it is the private sector that will build most of the house that is needed to fulfill the growth in Queensland”, “”, “,” “” “

“And the government needs to continue and do everything that should be done to facilitate an increase in housing supply.”

The supply crisis was still the most pressing housing challenge of Queensland, Mercorella said, while the reform of stamps taxes remained in the Reiq wishes list.

“It is a long -standing political direction of the Reiq see a gradual transition to a model based on the country tax that begins with the first housing buyers, as well as the abolition or timbre tax for the descents of about 55 years that move to a house with Ferer rooms or a retirement house,” Shey.

Mrs. McDougall said she would welcome the opportunity to discuss policies that will not only encourage more real estate investors in the market, but will also motivate them to remain in the long term to underpin a stable supply of rental accommodation Acroshine El Sol.

“Eliminate timbre tax disparate among owners-outs and investors, and update the land tax thresholds so that they coincide with today’s values, the next steps would be simple but powerful,” he said.